Last week, I posted this as a comment to another post:
A couple of things are killing insurance in the area.
1 About a year ago, a couple of roofing companies were going door to door, offering a “free roof.” All you had to do was sign an “assignment of benefits” so they could bill your insurance. About a third of the houses around here took the offer. Now all of us who DON’T have a new roof are seeing increased rates. The price of honesty, I guess.
John Sutton, doing business as Kaizen Construction Group, had salesmen go door to door in Pasco County in 2021 and 2022, instructing homeowners on what to say in filing an insurance claim, Florida’s chief financial officer said in a bulletin. Some of the homeowners agreed to sign “direct to pay” documents, essentially assigning benefits to the roofing company.
Investigators from the Department of Financial Services and the Pasco County Sheriff’s Office determined that Sutton and Kaizen Construction were unlicensed as roofers and were responsible for more than $41,000 in insurance claims. Sutton later reportedly made a statement saying that he has victimized hundreds of homeowners throughout the state, the DFS said.