Getting Things In Order

Long day yesterday. I had a Dr appointment, then I had to meet with the cabinets guy to replace the countertops in the rental house. That’s gonna cost me about $3800. Then I had to run to the hardware store and get the stuff to install our water conditioner.

The story there is that I had a slop sink and a water conditioner that I needed to have installed. I called a plumber, who came out and estimated $600 for the sink, and $900 for the water conditioner. WTF.

The sink was easy. It cost be $50 in parts to install this:

The water conditioner was a bit harder, but this is what the completed underground plumbing looks like. Service line through the wall to the water conditioner, then from there back out to the connection that goes to the house.

As you can see, we didn’t finish until 8:30 or so, after it was dark, but we got it done. Like my Dad used to say, you only need to know a few things in order to be a plumber:

  • Hot’s on the left
  • Cold is on the right.
  • Payday is on Friday
  • Shit won’t flow uphill
  • Payday is on Friday

That’s it. The only casualty was the loss of my cordless drill. The gearbox was destroyed because I was too cheap to buy a $200 hammer drill. The drill I broke was 9 years old. I ordered a new one.

Long day yesterday, which is why this is the first post of the day…

Inheritance and Deception

As my readers will recall, my mother passed away a little over a month ago. When we initially went to the funeral home, her husband told us that he didn’t have any money, so my brother and I covered the costs associated with the cremation and other expenses. Over $3000 worth of expenses. At the time we paid, we designated my sister as the point of contact for the family. We paid for the cremation, 4 certified copies of the death certificate, and urns to split the ashes. (The Husband wanted some, my sister did, too. My brother and I didn’t get one, we just got the free container, because it’s our intention to bury Mom’s ashes in the grave that her and Dad already paid for.)

Once that was done, he asked us to provide him with one of the copies of Mom’s death certificate, and he also said that Mom didn’t want to be buried with her late husband (my Dad), but instead wanted to be buried with him (the widower). He asked us for another 10 large to cover the costs associated with a plot for the two of them, again claiming that he was broke. That was one thing that we weren’t going to pay for. Not my responsibility to pay for the burial plot for a man I barely knew.

He and mom were married a little over two years before her death. At that time, mom disposed of most of her stuff somehow, and moved in with him. Mom’s husband asked us to come over to his house and clean out Mom’s belongings. We agreed, because we were trying to find out what happened to a house full of expensive furniture, as well as the whereabouts of 150 thousand dollars in retirement funds.

Mom didn’t leave a will. Or so we thought. While we were cleaning out the detached garage, we found $4000 in cash and a copy of four wills. The first three were from when Dad was still alive. The fourth was interesting- it was less than 10 years old, named my brother as being the executor of the estate, and even though it was from before she remarried, it was the most current will. My sister handed the cash to the husband and his daughter before my brother and I could stop her. As a reader here, you would know that my sister is kind of stupid like that. She is also a Democrat, which explains why she doesn’t understand money, the law, or most other things of practical value.

WE contacted Mom’s stock broker to trace the money. What we didn’t know was that the husband and his daughter had taken Mom’s death certificate and a copy of their marriage license to the bank and had them cut the husband a check for the money. Not only that, but we found out that the husband had given Mom’s car away to his ex-wife. It turns out that the husband and daughter knew where the funds were the entire time, but neglected to tell us. They are deliberately hiding her assets.

When we pointed out that the estate hasn’t closed yet and they couldn’t be spending the money and giving away her possessions because things like funeral expenses needed to be paid from that estate, the daughter said “You aren’t expecting my father to pay for all of those things for your mother, are you? That’s HIS money now, because YOUR mother was planning on using that money to buy my dad a house. Her cremation expenses are your problem.”

My brother is PISSED. So am I. We are now paying an attorney to sue his ass and enforce the will. I don’t care if I don’t get a dime, but that asshole and his greedy twenty something daughter aren’t getting a penny more than the law says that they have to.

Folks- have a will. Keep it current. Don’t make your relatives deal with this sort of bullshit.

People Trying to Help

We closed on the house, which wound up taking all day. The reason it took so long was that the woman at the title company took it upon herself to “correct mistakes” that she thought that she had found in the financing paperwork. This caused a cascade of issues that added four hours to the time needed to close, and required a personal visit from the President of the mortgage broker’s company to fix. As a result of her mistake, it added $200 to the closing costs, which I refused to pay, so the finance company was forced to eat it.

My original plan was to spend a couple of weeks getting the place ready to move in, then we would spend another couple of weeks actually moving. There was a lot that needed to happen before we started moving in. I had to:

  • Change the locks. I don’t care if it’s a brand new house, I always change the locks so I can be sure that I know who has keys to my place.
  • I bought commercial concrete paint and sealant. It takes three days to apply and another three days to cure, but gives you a very professional looking, durable, slip resistant floor that won’t absorb things spilled on it, such as motor oil. It wasn’t cheap. Enough to do a three car garage cost about a thousand bucks. The floor looks great, though. I paid it because you only get one chance to seal a new floor.
  • I had to install four televisions on the wall, six ceiling fans, and replace 12 light fixtures. The light fixtures that came with the house were the cheap ones because I didn’t like the choices that they had, so I bought my own. The lighting looks great.
  • I installed a whole home sound system, the home network, added some power receptacles in the garage where my workbench will be, because I wasn’t willing to pay the $140 per extra outlet that the contractor charges to add them. I added 4 outlets for about $100.
  • I paid movers to move the furniture, and a locksmith specializing in safes moved the gun safe. We moved everything else. The movers took care of every single piece of furniture that my wife didn’t place off limits because the pieces were fragile or very valuable. For example, I have an antique AM radio that uses tubes. It used to belong to my grandfather, and my dad listened to the old radio programs on it as a child. I won’t plug it in, but it looks great in the man cave.

So that was the plan. The plan died when my wife’s family came over to help. They decided to do a lot of stuff while I was working, so it put things into overdrive. We wound up moving the entire household in only 8 days. Now I am sitting in my house, surrounded by dozens of boxes, trying to organize and put things away. I still have to get a plumber to come over and install the water softener, and I will need to spend a couple of weeks getting the old house ready to either rent or sell.

Normal blogging to resume today.

On a side note, my shower in this new house is pure indulgence. Three showerheads, it’s like showering in a car wash.

Relocating

My wife and I have been building a new house for nearly a year now. The time has finally come where the house is nearly completed. That means it is time to start moving.

For the next couple of weeks, posting may be spotty. I will be prepping the new house, working, packing up the old house, moving, working, unpacking at the new house, and did I mention that I will be working? Still, if all goes according to plan, we will be moved into the new place before the end of January.

Cleaning Up the Mess

As all of you know, my mother passed away recently. There are many details that need to be handled:

  • Does she want to be buried or cremated?
  • Where to place her remains?
  • Who gets her belongings? Her money?
  • Who is to take care of her demented husband?
  • Where are my uncle’s ashes?

All of this could have been handled through a will, but she didn’t leave one. That leaves all of us to handle the mess that she left behind. Here is the mess:

We don’t know how much money she had, how many debts that she had, or where all of her belongings are located. I’m doing my best to honor her wishes while at the same time being fair to all involved, but it is a minefield.

First, all three of us siblings, as well as my brother’s wife (my SIL) remember her saying that she wanted to be cremated. Done. But what to do with the ashes?

  • Mom’s husband wants her ashes to be placed somewhere that they can be interred together.
  • My brother wants her ashes to be placed in the burial plot next to dad because mom paid for it, and even has her name and photo on the headstone.
  • My sister wants some of the ashes to be placed in lockets that she and her kids can wear.
  • My SIL says that mom told her that she didn’t want to be buried next to dad.
  • My response to all of this, is that if mom had strong feelings one way or the other, she should have had a will made up that would tell us what she wanted. In the absence of a will, we are left to do what we think is best.

Financially, we have found a credit card with her name on it that has an outstanding balance of $350, and a checking account that has less than $1,000. We don’t know where the rest of her money is, or even if there IS any more money. So how that gets distributed is a mystery. The three of us kids decided to just give the husband the money.

Then there is the fact that my brother and I are paying for the funeral arrangements because the husband can’t. The daughter won’t be able to take care of him. She doesn’t believe this, even though I tried to explain to her how much care is required for a person in their 80s who has dementia. She thinks that they are going to move in together so she can keep an eye on him. That isn’t going to work.

That means he will wind up in a nursing home or memory care center. The way that those work is that they are so expensive, the home takes every asset that the patient has- their home, social security benefits, savings, all of it. The only way to save those assets from being taken by the nursing home is to put any assets that they have in a trust. The daughter wants all of mom’s assets to be put in a trust to pay for the long term care of her widower, but the daughter wants us to name her as the trustee.

I don’t mind the husband getting most of that stuff, but in those scenarios, the nursing home or his daughter are the ones who get everything. None of it will actually benefit mom’s husband.

Mom also owned a car. The husband wants that car because the car he owns has a Blue Book value of $7500, but he still owes $10,000. The problem there is that he isn’t supposed to be driving because just a month ago, he was the subject of a search when he went to the store and was missing for hours because of his dementia.

Complicating all of this is the fact that Mom’s husband is obviously deep in the grips of dementia. He hasn’t yet been diagnosed with it because he refuses to go to the doctor, but he is worse than Joe Biden in the mental faculties department. What this means is that normally the husband would be the one to make these decisions as her next of kin, but he is in no position to pay for any of this, or to make any informed decisions. His daughter has stepped forward and claimed that, since he can’t make the decisions, it all falls on her because she is HIS next of kin.

As to who will take care of my mother’s husband, I was in my 50’s when my Mom married this guy. I don’t know him, nor do I owe him anything. Taking care of him is his daughter’s responsibility.

Even more complicated is that my aunt (mom’s younger sister) died back in March. My uncle (the aunt’s husband) died about a year ago. Mom wound up with the ashes of both of them. We found my aunt’s ashes. We haven’t found my uncle’s. My mom couldn’t stand his ass- she downright hated him. Mom had mentioned to my sister that she was planning on flushing “that no-good sonuvabitch’s” ashes down the toilet in the nastiest, dirtiest gas station bathroom that she could find. (Yes, Mom could hold a grudge) The issue there is that his family wants his ashes returned to them. We can’t find them, and well, I think I know where they went.

It’s a mess, and the three of us (me, my brother, and my sister) are left to try and navigate this mess. I’m trying to be as fair and objective as possible, but this is far more difficult than I thought it would be.

In Memoriam

Sorry that this post will be long, but this post is from a grieving son who is mourning his mother. I got a call from my brother in law, who is the manager of a restaurant. It seems that my mother’s husband came by to see him during the lunch rush. He thought that they had come by for lunch, as the frequently did, and thought it was odd that just one of them was there, so he asked. The conversation went like this:

NH: I just came by to tell you that my wife is dead. She died in her sleep last night.

BIL: What did the cops say?

NH: I haven’t called them. I couldn’t remember the number.

BIL called his wife, then he called me. I live more than an hour away, so I called the cops to go by and check on her as I rushed to get over there…

I don’t blame the new husband. Mom married him about 4 years ago, and it’s been increasingly obvious to all of us that he has dementia. He can’t be trusted to drive alone, and the police had to go looking for him the last time he tried, because he was missing for hours.

I went over there, and I had to go into the house to identify the body. My sister couldn’t do it. I have seen plenty of dead bodies in my years in the medical field, but seeing my mother’s face on a corpse was pretty rough. I did OK and held it together until I went to leave the room, when I said “Goodbye, Mom.” That was when it hit me. My mother is gone, and I am now an orphan. A wall of grief that was unbearable overcame me.

My mother wasn’t perfect. Like all of us, she was a flawed human. When I was a child, she used to burn my fingers with matches when we touched something that we weren’t supposed to. When we said something objectional, she would put hot peppers in our mouths. She used to tell me things like “I have to love you because I am your mother, but I don’t have to like you.” Later as an adult, I was homeless for a time. That’s when I called my parents for help, because even though we hadn’t been speaking for a couple of years, I had nowhere else to turn. They hung up on me. There were plenty of reasons for me to resent her. All of those reasons are probably why I have had so many failed relationships. It made me into a person that isn’t good at being vulnerable or sharing my feelings.

The good memories of my parents far outnumber the bad. She was my mother, and I love her. After dad died, we lived together in my house for almost two years because she had nowhere else to turn. As the eldest son, it was my duty.

My earliest memories are from when I was three years old or so. I remember chasing dad and throwing snow at him as you laughed in joy. I remember the time I fell in that ant mound, and how you were brushing the ants from me as I cried. I remember the time I fell from the swing set and broke my arm, how you came running to help me. My fondest memory from my childhood is feeling the cool fall air blow through the house as you put up the fall decorations.

Every boy seeks the advice and approval of his father, but seeks the comfort and love of his mother. Now that I am the eldest remaining in my family, I no longer have either. It’s been many decades since I sat in your lap and was comforted by my mother’s embrace, I still remember and cherish those memories. Still, life goes on, and I am comforted by the love and support of my wife. Mom, when we spoke last week, you told me that you were happy that I had finally found a wife who is as good for me as she is, and how you were comforted knowing that I finally had the happiness that had eluded me for so long. Our dinner together for Thanksgiving was lovely, and I will cherish our time together for the rest of my life. You taught me so much.

My mother. I won’t be able to give her the Christmas gift I bought her. She won’t be able to call me on my birthday at the exact time I was born, just as she used to do every year. No more dinners with my mother. No more phone calls. I will never see or speak again to the woman that I have known longer than anyone else.

It seems to me that life is now a burden that must be borne without the guidance of the generation that came before. My parents and all but one of their siblings are now gone, along with their parents before them. Three of my five cousins are dead, as are five of my seven aunts and uncles, and one of my nephews.

My Father went into cardiac arrest on my Mother’s birthday, spent a couple of weeks in the ICU, and passed away on my Brother’s birthday. It was a decade before my Mother would celebrate her birthday again. Now, 19 years later, the circle is complete. Even though she remarried, she passed away on my Father’s birthday.

Goodbye Mom. I love and miss both you and Dad. My life is diminished without you, and my heart is breaking. Because I have always felt that funerals held in Latin were a beautiful way to say goodbye, and the Latin prayer Requiem Aeterna is a particlarly beautiful prayer:

Requiem aeternam dona ei. Domine, et lux perpetua luceat ei. Requiescat in pace.

As far as the blog goes, I have some posts that I wrote these past few days, and they will be posting while I am absent. I need some time to make funeral arrangements and to grieve with my family.